If the time has arrived where yourself or a loved one needs more help than can be provided reasonably within the home, it’s wise to begin considering a long-term facility care facility. While seniors who can still attend to their activities of daily living but no longer want to care for a home, an assisted living community is a great choice. However, seniors with extensive needs for medical care, supervision and daily assistance may find a nursing home community to be the best option.
What Type of Care Do Nursing Homes Provide?
These facilities provide the most extensive care one can receive outside of an official hospital. Teams of aides, nurses, therapists, doctors and other caregivers provide custodial care such as assistance eating, bathing, dressing, toileting, etc., as needed. Nursing homes are somewhat all-inclusive and for a monthly fee they typically provide patients with:
- Room and Board
- Medication Monitoring
- 24-hour Supervision and Medical Care
- Recreational Activities
- Socialization Opportunities
- Laundry Services
Certain long-term communities may offer luxury services such as onsite hair salons, libraries and media rooms.
What is the Average Cost of Nursing Home Care and How Can I Pay for It?
While assisted living averages $3,628 per month, nursing home communities charge $7,210 monthly as a national average. Because the rates or nearly double for nursing homes, it’s best to investigate whether assisted living may be ample at this time in your loved ones life.
Payments can be covered in a variety of ways including Medicare (limited), Medicaid, VA Benefits, Private Insurance, Long-term Insurance and through private financing methods. It’s essential to ensure that facilities under consideration accept the payment method you plan to use.